A clear vehicle history means nothing if the dealership goes bankrupt tomorrow.
Welcome to Forensic Dealer Intelligence. We are the only platform that audits the financial health and legal network of the dealership before you hand over your cash.
The Desperation Playbook.
When a dealership’s cash flow dries up, ethics are often the first thing to disappear. Here is what happens behind the scenes of a struggling showroom.
The "Peter/Paul" Finance Scam
When you part-exchange a car on finance, the dealer must settle your old debt. Struggling dealers will delay this payment, using your settlement money to pay their rent or staff instead.
The "Ghost" Warranty
The dealer sells you a £500 extended warranty for peace of mind. Instead of registering the policy and paying the provider, they pocket your premium to cover immediate cash flow gaps.
The Stocking Finance Trap
Dealers buy inventory using loans (stocking finance). When you buy the car, they must pay their lender to release the title. Desperate dealers take your money but don't pay their lender.
The Phoenix Dealership
To escape a backlog of faulty cars and angry customers demanding repairs under the Consumer Rights Act, directors will intentionally collapse the company.
How we map the risk.
Director Network Mapping
We don't just look at the showroom name. We pull live data to map every active, dissolved, or liquidated business the dealership's directors are involved in.
Liquidation Flags
If the director has a history of folding companies and starting new ones (phoenixing), our algorithm flags the dealership as a high financial risk.
Actionable Defense
We provide you with exact legal scripts to demand proof of settlement and advise you to pay via Credit Card (Section 75) if contagion risk is detected.
Forensic Overview
Elevated contagion risk detected. Demand direct finance settlement confirmation in writing before transferring funds.
Ready to secure your purchase?
Start with a free basic identity check, upgrade to a full history report, and add forensic dealer intelligence for total peace of mind.